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To file Chapter 7 Bankruptcy:

  • You must complete Credit Briefing, by internet, phone or in person, from an approved nonprofit budget and credit counseling agency within 6 months before filing. See 11 U.S.C. §109(h)(1).

  • You must be a resident in the state in which you are filing for the last 90 days.  If you have not resided in the state that long, you can only file in the state where you have resided, or which has been your principal place of business or which has been the location of your principal assets for the majority of the last 180 days. See 28 U.S.C. §1408

  • You cannot file within 180 days after dismissal of a previous case if that case was dismissed because (1) you failed to obey court orders or failed to appear before the court, or (2) you requested that the case be dismissed after a creditor requested relief from the automatic stay. See 11 U.S.C. §109(g).

  • You must not have received a discharge in a previous Chapter 7 case filed within the last 8 years. See 11 U.S.C. §727(a)(8). If you have filed a previous Chapter 7 it must have been filed before December 15, 2011, 8 years from today, to be eligible to file another Chapter 7.

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  • You must not have received a discharge in a previous Chapter 13 case filed within the last 6 years. This restriction may not apply if the prior Chapter 13 paid 100% of unsecured debt, or 70% of unsecured debt and the plan was in good faith and it was the debtor's best effort. See 11 U.S.C. §727(a)(9). If you have filed a previous Chapter 13 it must have been filed before December 14, 2013, 6 years from today, to be eligible to file a Chapter 7.

  • It must not be considered an abuse for you to file Chapter 7. See 11 U.S.C. §707. One of our experienced attorney’s will be able to advise you whether it would be considered an abuse for you to file after reviewing your circumstances in detail.

  • You must not be a railroad, financial institution or insurance company.

More Information About Filing Chapter 7 Bankruptcy Chapter 7 Bankruptcy Overview
Chapter 7 Videos
Bankruptcy Timeline
Who is Eligible
Do's and Dont's
Exempt Property
Meeting of Creditors
Pre-Bankruptcy Credit Counseling
Post-Bankruptcy Certificate
Switch to Chapter 13 Overview
We have the experienced bankruptcy lawyers you need to obtain the fresh start you deserve.

CALL TODAY FOR A FREE CONSULTATION

480-968-3100
623-937-8308
Toll Free: 1-800-790-8616
By Email: mail@mcdonaldlawaz.com

Please call McDonald Law Offices to schedule a time to talk to one of our experienced Arizona bankruptcy attorneys. If you call during our business hours it is likely that one of our bankruptcy lawyers will be available to talk to you when you call.

The attorney will be able to go over how you can stop foreclosure, stop garnishment, and eliminate other debts through the filing of bankruptcy. During the call our lawyers will be able to determine if you qualify, how much it will cost to declare bankruptcy, what debts your bankruptcy will cover, and how long it takes to file.

CALL NOW! There is no obligation and the consultation is free.

The experienced attorneys at McDonald law Offices help clients achieve debt relief by stopping foreclosure, garnishment, repossessions, and judgments. Our lawyers represent clients throughout the state of Arizona including the following areas:

Tempe Glendale Casa Grande
Mesa Peoria Florence
Chandler Surprise Yuma
Scottsdale Sun City Prescott
Phoenix Avondale Queen Creek
Apache Junction Goodyear San Tan Valley
Cave Creek Buckeye Camp Verde
Gilbert Youngtown Chino Valley
Maricopa Globe Miami Payson
Tempe Office - Get Directions McDonald Law Offices Locations
1907 E. Broadway Road, Suite1
Tempe, AZ 85282

(480)968-3100
1-800-790-8616
Fax (480)968-7910
mail@mcdonaldlawaz.com
Appointments available:
Monday 8:00 am to 5:00 pm *
Tuesday 9:00 am to 5:00 pm *
Wednesday 8:00 am to 5:00 pm *
Thursday 9:00 am to 5:00 pm *
Friday 8:00 am to 5:00 pm
Saturday 9:00 am to 11:30 am
* (or later upon request)
Glendale Office - Get Direction McDonald Law Offices Locations
7141 N. 51st Avenue, Suite D4
Glendale, AZ 85301

(623)937-8308
1-800-790-8616
Fax (480)968-7910
mail@mcdonaldlawaz.com
Appointments available:
Monday 9:00 am to 5:00 pm
Tuesday 9:00 am to 5:00 pm
Wednesday 9:00 am to 5:00 pm
Thursday 9:00 am to 5:00 pm
Friday 9:00 am to 5:00 pm


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Call for a free Consultation. (480)-968-3100
Call for a free Consultation. (480)-968-3100
Call for a free Consultation. (480)-968-3100
Call for a free Consultation. (480)-968-3100
Call for a free Consultation. (480)-968-3100
Call for a free Consultation. (480)-968-3100
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