When you hire a bankruptcy attorney with McDonald Law Offices you can expect your case to be filed in a timely manner. Eliminate your debts faster by hiring an experienced Chapter 7 Bankruptcy Attorney.
The course through Cricket usually takes 45-60 minutes. Cricket charges $15.00 if you give them our attorney Code of 830772. You can visit their website at: cricketdebt.com. After you have completed the course and paid the fee, Cricket will email or send a certificate of completion to you. You will need to provide a copy of the certificate to us as the certificate must be filed with the court. Once we receive the bankruptcy questionnaire, copies of all of requested documents, and the second payment from you we will order your credit reports and begin processing your case. Based on the numerous documents that must be prepared, it will take approximately 2-3 weeks to complete the documents. If there is reason that your case will need to be filed sooner such as a pending garnishment, you will need to advise us and request that we move you ahead of other cases in line for processing. Priority cases can usually be processed in a matter of days. As soon as the documents have been completed, we will notify you in writing that the documents have been completed and we will request that you contact us to schedule an appointment to review and sign the documents. The letter will advise you what, if anything, is still needed from you prior to your appointment to review and sign. The letter will also advise you of what additional action, if any, that you should take prior to your appointment. At the time that you review and sign the documents, your final payment will be due. The letter will specify the remaining balance that must be paid to file your case.
The court typically schedules 6-8 people per half hour for these meetings. You should arrive at least 20 minutes early for the meeting to give the attorney time to meet with you and any other clients scheduled at the same time. At your scheduled time, the Trustee will invite the group into the meeting room. The Trustee will give a brief speech regarding the procedure, and will then commence calling names as scheduled on the calendar posted outside of the meeting room. When it is your turn, you will approach the trustee and hand him/her your two forms of ID. The Trustee will swear you in, review the ID’s, and then commence asking you a series of questions. The questions vary depending on the Trustee, but generally consist of the following:
After the trustee has asked you these or similar questions, the trustee may ask you about something listed in your schedules, statements or the documents you forwarded directly to him/her. At the conclusion of the meeting, the trustee will ask if there are any creditors present. If a creditor is present, they are allowed to ask you questions about the debt owed to them or about the documents that you have filed with the court.
The course can not be taken until after the bankruptcy has been filed. To verify that you have filed, the counseling agency will require that you give them your bankruptcy court case number. We strongly recommend that you take the course prior to your meeting of creditors and bring a copy to the meeting. At that time you can give a copy to the attorney from our office and we will make sure that the certificate is filed. We recommend that you obtain the certificate through Cricket Debt Counseling. Cricket offers the course either online at cricketdebt.com or over the phone at 866-719-0400. As of this date, the cost for the course through Cricket is $9.00 if you give them our attorney Code of 830772.
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More Information About Filing Chapter 7 Bankruptcy
Chapter 7 Bankruptcy Overview Chapter 7 Videos Bankruptcy Timeline Who is Eligible Do's and Dont's Exempt Property Meeting of Creditors Pre-Bankruptcy Credit Counseling Post-Bankruptcy Certificate Switch to Chapter 13 Overview |
We have the experienced bankruptcy lawyers you need to obtain the fresh start you deserve. CALL TODAY FOR A FREE CONSULTATION 480-968-3100 623-937-8308 Toll Free: 1-800-790-8616 By Email: mail@mcdonaldlawaz.com Please call McDonald Law Offices to schedule a time to talk to one of our experienced Arizona bankruptcy attorneys. If you call during our business hours it is likely that one of our bankruptcy lawyers will be available to talk to you when you call. The attorney will be able to go over how you can stop foreclosure, stop garnishment, and eliminate other debts through the filing of bankruptcy. During the call our lawyers will be able to determine if you qualify, how much it will cost to declare bankruptcy, what debts your bankruptcy will cover, and how long it takes to file. CALL NOW! There is no obligation and the consultation is free.
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