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Garnishments and Bankruptcy


by: Wade Waldrip on Thu Nov 3,2016 20:00:04


It is not uncommon for people in financial distress to forestall filing bankruptcy until they are actually sued by creditors, followed by the inevitable garnishment of either their wages or their bank accounts (often both). When such aggressive collection activities occur, debtors typically go into immediate "panic mode" because they suddenly realize they cannot pay their mortgage payment or rent. Moreover, checks they may already have written, but have not yet cleared the bank, are likely to bounce because there is no longer adequate funds on deposit to cover them.

Fortunately, the Bankruptcy Code strictly prohibits collection efforts by creditors, including the Internal Revenue Service, once a bankruptcy case is filed. This prohibition covers harassment by letter or telephone call, civil law suits intended to collect unpaid or delinquent debt(s), wage levies, garnishments, foreclosures, and repossessions.

If you fear being sued or garnished by creditors, it is important to consult one of the experienced bankruptcy attorneys at McDonald Law Offices to learn how you may protect yourself from aggressive collection activities.


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The experienced attorneys at McDonald law Offices help clients achieve debt relief by stopping foreclosure, garnishment, repossessions, and judgments. Our lawyers represent clients throughout the state of Arizona including the following areas:

Tempe Glendale Casa Grande
Mesa Peoria Florence
Chandler Surprise Yuma
Scottsdale Sun City Prescott
Phoenix Avondale Queen Creek
Apache Junction Goodyear San Tan Valley
Cave Creek Buckeye Camp Verde
Gilbert Youngtown Chino Valley
Maricopa Globe Miami Payson
Tempe Office - Get Directions McDonald Law Offices Locations
1907 E. Broadway Road, Suite1
Tempe, AZ 85282

(480)968-3100
1-800-790-8616
Fax (480)968-7910
mail@mcdonaldlawaz.com
Appointments available:
Monday 8:00 am to 5:00 pm *
Tuesday 9:00 am to 5:00 pm *
Wednesday 8:00 am to 5:00 pm *
Thursday 9:00 am to 5:00 pm *
Friday 8:00 am to 5:00 pm
Saturday 9:00 am to 11:30 am
* (or later upon request)
Glendale Office - Get Direction McDonald Law Offices Locations
7141 N. 51st Avenue, Suite D4
Glendale, AZ 85301

(623)937-8308
1-800-790-8616
Fax (480)968-7910
mail@mcdonaldlawaz.com
Appointments available:
Monday 9:00 am to 5:00 pm
Tuesday 9:00 am to 5:00 pm
Wednesday 9:00 am to 5:00 pm
Thursday 9:00 am to 5:00 pm
Friday 9:00 am to 5:00 pm


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Call for a free Consultation. (480)-968-3100
Call for a free Consultation. (480)-968-3100
Call for a free Consultation. (480)-968-3100
Call for a free Consultation. (480)-968-3100
Call for a free Consultation. (480)-968-3100
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