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We can help! Call now for a FREE Debt Consultation! 480-968-3100 or toll free at 1-800-790-8616 Do you remember what it was like when you did not have to juggle your bills or avoid picking up the phone to talk to a creditor? The Phoenix bankruptcy attorneys with McDonald Law Offices understands what you are going through. We can stop the creditor calls for you. Immediately upon retaining our Phoenix bankruptcy law firm, you may refer your creditors to us, and we will take the calls for you. We are here to help! Our Phoenix bankruptcy lawyers have been helping people just like you solve debt problems for over 22 years. Our Phoenix chapter 13 lawyer will put you at ease about your situation and talk to you about the benefits of filing a chapter 13 bankruptcy. If you are facing foreclosure, you may find that a chapter 13 is right for you. We will explain how the filing of a Chapter 13 will stop the foreclosure. By the end of the bankruptcy proceedings your loan will be current. Our attorneys have been able to keep thousands of clients in their homes by stopping foreclosure. Call today and talk to one of our experienced Phoenix chapter 13 bankruptcy attorneys who will explain how we can help you keep your home even if you are behind on the payments. If you are struggling to make your vehicle payments and your vehicle is in danger of being repossessed, you may find that a chapter 13 is right for you. Through the filing of a chapter 13, our clients have been able to continue to use the vehicle for work and household obligations without the threat of repossession. We will explain how we may be able to reduce the remaining balance owed on your auto loan saving you thousands of dollars. If you have a vehicle loan and the vehicle has been repossessed, a chapter 13 may help you get the vehicle back. As long as you file the Chapter 13 before the vehicle has been sold, it is more likely than not that the bankruptcy court will order that the lender return the vehicle to you. If your vehicle has been repossessed, don’t delay. Call us immediately so we can start to work on getting your vehicle returned to you. If it is tax issues that you are dealing with, we can help with that too. We can force the IRS to stop their collection action including stopping wage and bank account levies. We will explain how you can repay, without interest and penalties, those taxes that can not be discharged through a court supervised chapter 13 plan. If your home has a homeowners association and you are behind on the HOA payments, a chapter 13 can help you cure the default. When you file a chapter 13 the back payments will be added to your Chapter 13 Plan and repaid over time. This is true even if the HOA has a lien against the property. Our Phoenix bankruptcy lawyers will be happy to show you how we can get the HOA off your back and arrange for you to be able to repay the missed payments. If making your student loan payments is preventing you from paying the remainder of your bills, a chapter 13 can help. A student loan creditor can not collect from you while you are in the Chapter 13. Therefore, although student loan debts are not dischargeable unless the court determines that there is an undue hardship, you can keep the creditor off your back until you receive your discharge and are then in a better position to repay the loan. We can help! Call now for a FREE Debt Consultation! 480-968-3100 or toll free at 1-800-790-8616 |